Car accidents are unfortunately a common occurrence in Florida, with thousands of people being injured every year. If you have suffered a car accident personal injury, it can be a challenging and overwhelming experience.
However, it’s important to understand that you have rights and options to seek compensation for your injuries and damages. If you’ve been injured in a car crash, talk to an Orlando car accident attorney at the Martinez Manglardi personal injury law firm. Call 407-846-2240 for a free consultation.
Car Accident Personal Injury: Seek Immediate Medical Attention
The first and most crucial step after a car accident personal injury is to seek immediate medical attention, even if you believe your injuries are minor. Some injuries may not be immediately apparent, and seeking medical care will ensure that any hidden injuries are diagnosed and treated promptly. Additionally, seeking medical attention will create a documented record of your injuries, which will be crucial when seeking compensation for your personal injury claim.
Reporting the Accident and Gathering Evidence
After ensuring your safety and seeking medical attention, it’s essential to report the accident to the appropriate authorities. Contact the local police department to file an accident report, which will provide an official record of the incident. This report will be valuable evidence when pursuing your personal injury claim.
While waiting for the police to arrive, gather as much evidence as possible from the accident scene. Take photographs of the vehicles involved, any visible injuries, and the surrounding area. Collect contact information from any witnesses and obtain their statements if possible. These pieces of evidence will help establish liability and strengthen your personal injury claim.
Notifying Your Insurance Company
In Florida, car accident victims are required to notify their own insurance company about the accident, regardless of who is at fault. This is because Florida is a no-fault state, meaning that each driver’s insurance company is responsible for covering their own medical expenses and lost wages, regardless of fault. Contact your insurance company as soon as possible to report a car accident personal injury and provide them with all the necessary information.
Understanding Personal Injury Protection (PIP) Insurance
Personal Injury Protection (PIP) insurance is mandatory in Florida and provides coverage for medical expenses and lost wages resulting from a car accident. As a Florida resident, you are required to carry a minimum of $10,000 in PIP coverage. This coverage applies regardless of who is at fault for the accident.
It’s important to note that PIP insurance has limitations and may not cover all of your expenses in a severe personal injury case. If your injuries exceed the limits of your PIP coverage or if you have suffered significant pain and suffering, it may be necessary to pursue additional compensation through a personal injury lawsuit.
When to Hire a Car Accident Attorney
While some car accident cases may be straightforward and easily resolved with insurance companies, others can be complex and require the expertise of a car accident attorney. If you have suffered severe injuries, face significant medical expenses, or are experiencing difficulties with your insurance company, it is highly recommended to consult with a personal injury attorney.
A car accident personal injury attorney will have the necessary knowledge and experience to navigate the legal process, negotiate with insurance companies, and fight for your rights to fair compensation. They will ensure that you understand your legal options, guide you through the claims process, and advocate for your best interests.
Call 407-846-2240 for a free consultation with an Orlando car accident attorney at the Martinez Manglardi personal injury law firm. Convenient locations throughout Central Florida, including Orlando, Kissimmee, Apopka, Palm Bay, Ocala, and Haines City.