In Florida, no-fault insurance covers a lot of car accident injury compensation. If you are in an accident, you file a claim against your personal Injury Protection (PIP) coverage. No-fault insurance in Florida pays up to 80 percent of your medical bills and 60 percent of your lost wages.
Under Florida law, if you have exhausted your PIP coverage and your injuries are substantial, you have the right to seek reimbursement from the at-fault party’s insurance company for damages arising from injury and economic loss. In these situations, it’s often best to hire a lawyer for a car accident injury settlement. If you’ve been injured in a car crash, call 866-730-3508 for a FREE CONSULTATION with an Orlando car accident attorney at the Martinez Manglardi personal injury law firm.
Hire A Lawyer for a Car Accident Injury Settlement
Insurance companies prefer to settle quickly to avoid paying you what they owe you. They’d like to keep you in the dark about your rights to fair compensation for doctor and hospital expenses, lost income, and pain and suffering. They approach accident victims in a friendly, casual manner in the hopes of getting them to say things damaging to your case so they can get you to sign off on the least amount of injury compensation.
But the insurance company is not your friend. If you’ve suffered serious injuries in a car accident that wasn’t your fault, your best friend is a personal injury attorney who specializes in car accident settlements. An experienced and aggressive car accident attorney understands how to handle insurance companies and safeguard your rights.
Estimating Car Accident Injury Compensation
Florida is a “comparative negligence” state. Comparative negligence is a legal standard used to apportion damages (financial injury compensation) for an accident where multiple parties are partially at fault. Essentially, each party involved in a car accident is responsible for a share of the damages in proportion to their percentage of fault. Florida limits punitive damages to three times the amount of compensatory damages or $500,000 whichever amount is greater.
If you are partly to blame for the accident, compensation will be reduced. If a crash victim was 20% responsible for the collision and sustained $100,000 in losses, the victim could recover 80% of their $100,000 in damages or $80,000 total.
Uninsured Motorist Injury Compensation Claims
Unfortunately, not every driver in Florida carries insurance that will cover car accident injury compensation. But if you have been injured in a car accident and the other driver was uninsured, you may be able to file a claim for Uninsured Motorist (UM) benefits with your own insurance company. UM benefits are designed to cover medical expenses, lost wages, and non-economic damages if the other driver was at fault for the accident and has no insurance. Minimum coverage starts at $10,000 per person and $20,000 per accident, but you can get more coverage by paying a higher premium. UM, coverage is not required by law but is recommended because there are so many uninsured drivers in Florida.
Personal Injury Attorneys for Car Accident Injury
Navigating the legal system after a car accident can be complex and overwhelming. This is why it’s important to consult with an experienced personal injury attorney who can help you understand your rights and options. They can help you gather evidence, negotiate with insurance companies, and represent you in court if necessary. Don’t hesitate to contact a personal injury attorney if you have been injured in a car accident – they can help you get the car accident injury compensation you deserve.
Call 866-730-3508 for a free consultation with an Orlando car accident attorney at the Martinez Manglardi personal injury law firm. Convenient locations throughout Central Florida.